Legal Defence Costs Insurance

Any legal dispute can be difficult to resolve. Practical professional advice is essential – taken in time it can often resolve a problem and prevent it from going any further. If indeed a problem needs to go to law, expensive legal costs will accrue not only if the case is lost but often in successful cases too. The knowledge that you enjoy up to £500,000 worth of legal protection will provide you with a considerable amount of peace of mind.

The Legal Defence Costs insurance will provide you with:

• The cost of legal representation
• Relevant associated costs, e.g lawyer's sundry expenses, the cost of leading counsel, witness statements, expenses, etc.

Standard or Full Membership?

It is important to note that Legal Defence Costs insurance alone will not protect you in the event of a civil claim for compensation being made against you. Nor will it provide for any compensation payments that may need to be paid on your behalf to any third parties. This ‘professional indemnity' protection will only be covered if you take out Full membership, which will also provide you with the Professional Indemnity insurance protection.

Nevertheless, subject to the limitation mentioned, we believe that the Legal Defence Costs insurance provides an exceptionally comprehensive range of protection which has proved highly beneficial for many members in the past.

Best form of protection

By far the best form of protection is available when both PI and Legal Defence Costs insurance are taken together.

97.5% of all PDA members opt for this option and take out Full membership of the PDA.