Professional Indemnity (PI) Insurance

Members are entitled to up to £10,000,000 worth of protection in the event that they have harmed someone through an error. The Insurance is arranged and administered for PDA members by The Pharmacy Insurance Agency.

This is specifically designed to provide members with:

  • The cost of legal representation
  • Associated costs, e.g medical reports, expert witness statements, toxicology reports, chemical analysis, conferences with leading counsel, expenses, etc.
  • The payment of any compensation awards made against the member in respect of:
    • Committing an act of negligence, error or omission
    • Providing wrongful advice
    • Breaching confidentiality
    • Committing libel or slander

Any of which results in bodily or mental injury, sickness, disease or death – this is called medical malpractice.

Examples where medical malpractice can occur include:

  • Errors or omissions in prescription interpretation, wrong dosage, strength or form given
  • Dispensing, labelling, delivery, dilution, formulation, preparation
  • Counter prescribing, the running of clinics, advising patients and other healthcare personnel
  • Providing consultancy services to GP practices, hospices and others
  • Providing an increasingly clinical service in either primary or secondary care settings

The list is not exhaustive

Cover is also extended to any Good Samaritan acts, e.g. offering first aid assistance at a motor accident or performing resuscitation on a member of the public who was in need of it.

Choose a P.I. scheme relevant to your particular type of activity

Owing to the very wide range of activities undertaken by pharmacists, the risk profiles will be different and this will be reflected in the insurance premium that is paid for PI insurance. Several different insurance schemes are available to PDA members, each of which will cover a particular set of activities by providing a different level of cover.

The Pharmacists' Defence Association is a company limited by guarantee. Registered in England; Company No 4746656.

The Pharmacists' Defence Association is an appointed representative in respect of insurance mediation activities only of
The Pharmacy Insurance Agency Limited which is registered in England and Wales under company number 2591975
and is authorised and regulated by the Financial Conduct Authority (Register No 307063)

The PDA Union is recognised by the Certification Officer as an independent trade union.

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